Working Capital Solutions
Maintaining adequate working capital is essential not only for the day-to-day operation of a business but also for its long-term survival.
Funding Options
The amount of funds tied up in working capital typically fluctuates throughout the year in response to the changing needs and demands of the business.
This graph illustrates funding options for the typical business.
Fluctuating Working Capital (Short-Term Debt)
We offer an overdraft facility which gives you the flexibility to cover unexpected expense, special purchases or temporary cash shortages. This effectively turns a Business Current Account into an all-in-one solution for all your transactional and working capital requirements.
Fixed Working Capital (Medium-Term Debt)
For medium-term funding needs, we offer revolving credit facilities that you can use to meet your working capital requirements.
We can provide a mix of funding and cash flow solutions for your business. If you also have international exposure, we can provide multi-currency and trade solutions to complement your New Zealand Dollar facilities.
For More Information
Contact us to learn more about how we can help you.
Useful Links
Long-Term Debt Funding – longer term funding options for business growth.
Cash Management – facilitating day-to-day transactions.
Foreign Currency Accounts – easy solutions for managing foreign currencies.