• Low interest rate
• Balance transfer rate - transfer your balance from another bank’s credit card and pay just 2.99% p.a. interest for 12 months on the balance transferred. After 12 months the standard interest rate will apply.
• A credit card and cash card in one – use it for credit purchases and to access your cheque and savings accounts
• Up to 55 days’ interest-free credit
• National Bank Global Services – exclusive access to 24 hour emergency assistance when travelling overseas
• Convenient payment options. You can choose to pay by direct debit, automatic payment, touchtone phone banking, Online Banking, by mail or at any National Bank branch. You can also set up a bill payment to your credit card through touchtone phone banking or Online Banking.

Please note that currency conversion charges and some fees apply when you use your card overseas.

You can apply for a Low Interest Visa Card online or visit how to apply to view all our credit card application options.

If you'd like more information, send us an email or call 0800 741 741.

Our lending criteria apply. Interest rates are current as at 10 August 2007 and are subject to change. Read our disclosure statement.