Savings Calculator

Use these calculators to work out a savings plan and achieve your goal.

Enter the relevant information to:

Then check out a National Bank Ready Saver or National Bank eSaver account. You can also check our current Interest Rates.  To find out more about these accounts, ask at any branch of The National Bank, phone 0800 18 18 18, or e-mail us. You may be able to open a savings account over the phone.

Work out what you need to save regularly to reach your savings goal

How much do you need to save?$
How soon do you want to reach your goal?
years
months
How much have you saved so far?$
How often do you save?
What interest rate do you expect to earn? %
Choose your RWT rate*
Amount you need to save regularly$


Work out how long it will take to reach your 
savings goal

How much do you need to save?$
How much have you saved so far?$
How often do you save?
How much do you save each time?$
What interest rate do you expect to earn?
What tax rate are you on?
Time to reach your savings goal
years
months

Work out what your regular savings will be worth
in the future

How much have you saved so far?$
How soon do you want to reach your goal?
years
months
How often do you save?
How much do you save each time?$
What interest rate do you expect to earn? %
What tax rate are you on?
Your regular savings will be worth$

If progress seems too slow, the Budget Planner could help you find ways you could afford to put more aside to save faster. 

To ensure you’re making the most of your savings, check out National Bank Ready Saver or National Bank eSaver, the savings accounts designed especially for people saving for a purpose. 

If you’d like to open one of these accounts, ask at any branch, phone 0800 18 18 18 or e-mail us.

These calculators are intended to provide an estimate only of the amount of money you should be saving to reach your goal and do not constitute tax or financial advice from The National Bank part of the ANZ National Bank. Figures assume a return based on the interest rate specified after resident withholding tax (RWT) but do not include inflation.

*For more information about resident withholding tax (RWT) refer to the Inland Revenue (IRD) website.

Read our General Disclosure Statement and our Disclosure Statement prepared under the Securities Markets Act 1988.

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Saving and Investment Options

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My saving and investment options

Answer the following questions to see our savings or investment options that may help you reach your goals.

Based on the information you enter, the savings and investment selector will suggest possible savings or investment options available to you through The National Bank. You can consider these options and decide which, if any, suit your circumstances.

1

Answer the questions below

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  1. How much do you have to deposit or invest initially?

I have $ to deposit or invest.

why do we ask this question?
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  1. How much can you save or invest on a regular basis?

I can save or invest $

Why do we ask this question?
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  1. How often will you need to access your money?






why do we ask this question?
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  1. What's your personal annual income before tax?

why do we ask this question?
2

See your saving and investing options with The National Bank

Start with any of the questions on the left.

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Start by answering the questions on the left.

Each answer will generate savings or investment options for you to consider.

See below for more information on some of our other savings accounts and investments

Links

So what next?

Follow the links to learn more about the savings or investment options that have been suggested above.

When considering these options, please see the Investment Statements for The National Bank Call Fund, National Bank Term Fund and Term Deposits.

If you decide that an option is suitable for you, you can follow the links to apply for the savings account or investment. If you'd like to talk to anyone about how the above options can help you achieve your goals, email us, call us on 0800 18 18 18 or ask a staff member at any branch.

Interest rates, rates of return and fees are subject to change. Full details of all products (including applicable fees, terms and conditions) can be obtained from any National Bank branch. Read our general disclosure statement and our disclosure statement prepared under the Securities Markets Act 1988.

All suggestions are based on the correct information being provided by you. This tool is not intended to provide tax advice and you should seek independent tax advice in relation to your own situation. For information on the applicable taxes on interest or PIE income refer to the Inland Revenue (IRD) website.

* ANZ Investment Services (New Zealand) Limited is the issuer/manager of The National Bank Call Fund and The National Bank Term Fund (Funds) and The New Zealand Guardian Trust Company Limited is the trustee. The National Bank of New Zealand, part of ANZ National Bank Limited is the distributor of units in the Funds. Units in a Fund do not represent deposits or other liabilities of ANZ National Bank Limited. An investment in a Fund is subject to investment risk, including possible delays in repayment and loss of income and principal invested. No member of the ANZ National Bank Limited Group, The New Zealand Guardian Trust Company Limited or any other person guarantees (either partially or fully) ANZ Investment Services (New Zealand) Limited or the capital value or performance of any products issued by those companies.