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Lending Rates

Interest rates are current as of today and were last updated on 13 March 2010. All interest rates are subject to change.

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Thoroughbred Home Loan Interest Rates Product at a glance
Floating Interest Rate	5.75% p.a.
Fixed Interest Rates
6 months	5.70% p.a.
1 year	6.15% p.a.
18 months	6.60% p.a.
2 years	7.20% p.a.
3 years	7.79% p.a.
4 years	8.20% p.a.
5 years	8.50% p.a.
Tideover Interest Rate	5.75% p.a.

Thoroughbred Flexible Home Loan Product at a glance
Flexible Interest Rate	5.95% p.a.

^†The Tertiary and Graduate Loan interest rates are only available as part of our Tertiary Plus and Graduate Plus packages
Personal Loan Interest Rate	17.95% p.a.
Tertiary Loan Interest Rate ^†	11.70% p.a.
Graduate Loan Interest Rate ^†	11.70% p.a.

Platinum Visa Card Product at a glance
Debit interest	18.95% p.a.

Thoroughbred Card Product at a glance
Debit interest	19.95% p.a.

Gold Thoroughbred Card Product at a glance
Debit interest	19.95% p.a.

Visa Classic Card Product at a glance
Debit interest	19.95% p.a.

Visa Gold Card Product at a glance
Debit interest	19.95% p.a.

Freestyle Product at a glance
Debit interest	16.50% p.a.

Low Interest Visa Product at a glance
Debit interest	13.90% p.a.