Switch your Credit Card
Why switch to a National Bank Credit Card?
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Rewards – Earn CashBack Rewards on Thoroughbred and Gold Thoroughbred Cards –
giving you cash to spend on whatever you like, just by using your card.
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Special features – Global Services offer an exclusive range of world traveller and
emergency services designed to help when you’re overseas. Overseas Travel Insurance is also available
exclusively for Gold Card customers when you pay for your travel using your Gold Card.
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Special introductory balance transfer rate - A lower interest rate for the first six months
on your transferred balance. See below for more information.
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Security - Including a sophisticated electronic fraud management system for added protection.
Plus - if you transfer a balance across from another bank's credit card, we can offer you a special reduced
interest rate for the first six months (balance transferred must be within limit approved for card).
For more information, visit our Credit Card product section.
How do I switch to a National Bank Credit Card?
If you like using the Internet for your banking, you can
apply online for a National Bank Credit Card.
Fill out the form and indicate in the 'comments' box that you would like to switch your current credit card to us.
We'll then call to talk you through the options available. Alternatively you can call us on 0800 741 741 or visit
your nearest National Bank branch.
Thought about also switching your current and savings accounts to us? We can manage this for you as well. To
find out more go to Everyday and Savings Solutions.
What information do I need to provide?
We may require some documentation to complete your card application, including:
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Proof of income (e.g. payslip, letter of employment on company letterhead, or a tax certificate).
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One form of photo identification (e.g. driver’s licence, passport, photo credit card) or two forms of
non-photo identification (e.g. full New Zealand birth certificate, certificate of New Zealand citizenship,
credit card, debit card, immigration papers).
Please supply original copies of these documents when applying in a branch or certified copies when applying by
mail. When applying online, we will contact you to let you know what we need.
Special introductory balance transfer rate
You can choose to transfer your debit balance from another bank’s credit card to your new National Bank
credit card. This will give you an introductory low interest rate of 8.75% per annum for six months, to help
you pay off any outstanding debt*. After six months the interest rate will revert back to the credit card’s
standard rate.
The National Bank is unable to close your old credit card account held with another bank. You will need to
contact your old bank to close this and request a final statement, when submitting your balance transfer request
form to us.