Check an Account Balance

Checking your account balance is simple - you can check your account balances for most of your accounts on Online Banking. You can view your available funds and your credit card credit limit.

Follow our simple step-by-step guide to checking your account balance or  print this guide and read it later.

Step 1 Getting started

When you log in to Online Banking, you'll immediately be shown your account balances for all your accounts on Online Banking. You can view your available funds and your credit limit if you have a National Bank credit card.

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Available Funds is the amount you can currently withdraw.

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Account Balance includes any funds that are uncleared.

Now you've seen how simple it is, learn how to set up a New Bill Payment or create an Automatic Payment.

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What does 'available funds' for my current and savings accounts mean?

Your 'available funds' is the amount of money you are currently able to withdraw from your account – your cash funds.

What does 'account balance' for my current and savings accounts mean?

Your 'account balance' represents the amount of funds you are currently able to withdraw. It includes overdraft or credit facilities, and may include uncleared funds (e.g. electronic deposits).

How up to date are my balances?

Your account balance may include uncleared funds e.g. electronic payments and if you have a loan account, the balance does not include interest accrued today or repayments that are due today.

Can I view the details of my loan and term deposit accounts?

Yes, you can get more information on your loan and term deposit accounts by clicking on the loan or term deposit account number in the Account Information section or the View Details Quick Link. Please note that details available may vary dependent upon the account type.

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