Fixed Rate
The choice for certainty
Product at a Glance
A National Bank fixed rate loan offers protection from rising interest rates.
- The interest rate is fixed for the term of the loan - 6 months to 5 years.
- Reserve today's rate for up to 3 months in advance for terms up to 5 years.
- You have the certainty of always knowing what your repayments will be, to make planning and budgeting easier
- Renew the loan at the end of the term.
- A recovery fee is payable for early repayments.
- Choice of table instalments to pay the loan off in equal monthly payments, or interest-only to keep outgoings to a minimum.
- Decisions on the spot in many cases. At the very least you will have an answer within two working days.
- Terms longer than 5 years can be arranged depending on circumstances.
To Discuss Your Loan Options
Contact your Rural Manager or Rural Manager Lending.
If you're not a customer, call 0800 807 711 and we will put you in touch with the New Business Manager nearest you.