Thoroughbred Card is your rewards, credit card and cash card, plus a phone and Online Banking card all in one.

• CashBack Rewards - receive up to 1% cash back for the first $30,000 you spend on purchases with your credit card during a 12 month period, and you only need to spend $2,000 per year to qualify.
• Access to your current, savings, Business FreePlan or Personal FreePlan accounts by ATM, EFTPOS, Online Banking or touchtone phone banking.
• Up to 55 days interest-free credit for farm or personal purchases through your Thoroughbred credit card account.
• Thoroughbred Global Services - exclusive access to 24 hour premium travel advice and emergency assistance when travelling overseas.
• Travel Accident Insurance - cover in New Zealand and overseas.
• Your choice of Visa or MasterCard.
• Convenient payment options. You can choose to pay by direct debit, automatic payment, touchtone phone banking, Online Banking, by mail or at any National Bank branch. You can also set up a bill payment to your credit card through touchtone phone banking or Online Banking.
• Standard Thoroughbred or Gold Thoroughbred options with extra benefits.

Please note that currency conversion charges and some fees apply when you use your card overseas.

You can apply for a Thoroughbred Card online or visit how to apply to view all our credit card application options.

Our lending criteria apply. Interest rates are current as at 10 August 2007 and are subject to change. Read our disclosure statement.